Our Investment Management Philosophy

Before agreeing to work together, we want our clients to be aligned with our underlying investment philosophy. Our investment philosophy begins with belief that asset allocation* matters most in overall performance and that diversification is achieved through multiple asset classes, multiple management styles, and multiple institutional investment manager’s approach to investing. A common theme among our investment managers is an ability to manage downside risk. We make no excuses for missing some upside in a rapidly rising market if managers can stem losses in a down market. Diversification cannot guarantee a profit or protect against loss but it can help mitigate risk – and balancing risk and potential return is at the core of designing our model investment portfolios.

Developing a Long Term Investment Strategy

Careful consideration is given to the weight of stocks, bonds and other asset classes in our model portfolios. This enables our clients to work toward their objectives without exposing them to more risk than they can comfortably accept. We believe that asset allocation through diversifying has more impact than individual security selection and market timing. During turbulent markets, investors want to focus on the short-term outcome of their decisions when, in reality, it has minimal impact on the long-term results of a well-conceived investment strategy. In this white paper on investing basics, you’ll learn more about the different types of investments and how they work.

We constantly evaluate new investment ideas (and re-examine old ones when markets change) and focus only on the select few that meet our criteria of attractive risk adjusted rates of return and focus on wealth preservation. We maintain a constant vigil on our model portfolios and rebalance periodically. Our periodic rebalancing may include a shift in the weighting (increase or decrease) of an asset class and/or the replacement of a selected security within our model.

*Using asset allocation as part of your investment strategy neither assures nor guarantees better performance and cannot protect against loss of principal due to changing market conditions.

Portfolio Investment Process